Ten Tips to Firm up Your Finances
Does your wallet need a workout? CCBank is committed to supporting your financial well-being – now and in the future – with a variety of beneficial banking solutions and resources. But sometimes we’ve become so out of shape that it takes hard work and dedication to make a total transformation. So we’ve put together this rehab regimen to help you strengthen your savings, condition your checking and build some money muscle.
1. Tighten up your Finances
Build a budget. Firm up a financial plan distributing your dollars wisely towards saving and spending – and stick to it! There are a variety of valuable banking services that can help you create a budget and manage your money.
2. Trim Down
Decrease debt. Cut out credit cards and pay off any IOUs before taking on any additional dues. Using personal financial management tools and banking services can help you monitor your spending and manage debt.
3. Balance your Bills
Spend smart. Establish equilibrium between cash in and cash out to avoid accruing interest, late payments and overdraft fees. Stay in control of your bills while saving time and money with online bill pay – a convenient, centralized solution for making web-based banking transactions.
4. Exercise Self-Control
Work out your weaknesses. Start making stronger financial decisions by determining the difference between “need” and “want.” Get the support you need to build your financial backbone with empowering personal banking solutions from CCBank.
5. Train your Brain
Reference your resources. Follow financial tips, take advantage of tools and consider a coach to help you obtain your objectives. Make more educated financial decisions with a variety of tools and resources from CCBank.
6. Weigh in
Watch your wallet. Monitor your money by tracking transactions to determine where you’re spending and where you can save. Follow your finances with online banking and other personal banking services.
7. Shape up your Savings
Stash more cash. Put your savings on incline by automatically depositing a portion of your paycheck directly into your savings account. Learn more about direct deposit and explore your savings options – from accounts and money markets to certificates of deposit.
8. Focus on your Future
Plan proactively. Get retirement ready by developing a saving strategy and forming a financial plan to help you stay on track. Our retirement accounts are focused on creating wealth and creating a great financial future for you and your family.
9. Strengthen your Core
Back to basics. Cards and apps can save you time – but paying with good, old-fashion cash can help you spend less and save you money. Pay a visit to one of our branches or surcharge-free ATMs to access an acceptable allowance.
10. Spot a companion
Find a Friend. Pair up with a partner and help each other stay focused, maintain motivation and reach your goals. You’ve always got a companion in CCBank. Explore our friendly banking solutions and join us today!
Now that you’re warmed up, it’s time to get financially fit! Contact us or visit us at one of our branch offices to get started!